← All skills

debt-payoff

100 / 100 · Low risk

Fine to try.

By openaccountant/wilson (GitHub) · coding · 52 stars · scanned at commit 0d41549

Creates debt payoff plans using avalanche or snowball methods. Calculates payoff timelines and interest savings. Trigger when user asks about debt payoff, debt reduction, or paying off loans.

Works with any agent that supports SKILL.md skills.

What this skill can do

We found nothing in the files we read that matches our rules. That does not prove the skill is safe: see the limits of static scanning.

Install

Paste this into your terminal. It downloads exactly the version we scanned, not whatever is newest.

if [ -e ~/.agents/skills/'debt-payoff' ] || [ -L ~/.agents/skills/'debt-payoff' ]; then echo 'A skill folder named debt-payoff already exists — not replacing it' >&2; false; else d=$(mktemp -d) && git clone --quiet --filter=blob:none --no-checkout 'https://github.com/openaccountant/wilson' "$d" && git -C "$d" checkout --quiet '0d415497042bf09efce3a6cde512904d64923148' -- 'src/skills/debt-payoff' && mkdir -p ~/.agents/skills && cp -R "$d"/'src/skills/debt-payoff' ~/.agents/skills/'debt-payoff' && rm -rf "$d"; fi

Codex reads ~/.agents/skills directly. For Claude Code, Cursor, Copilot, Gemini CLI, Antigravity or OpenCode, also link it. For Claude Code: ln -s ~/.agents/skills/'debt-payoff' ~/.claude/skills/'debt-payoff' (other agents: ~/.cursor/skills, ~/.copilot/skills, ~/.gemini/skills, ~/.gemini/config/skills, ~/.config/opencode/skills). Or install through the finder skill, which does both.

Badge for your README

The badge for openaccountant/wilson shows the score of its lowest-scoring skill.

[![SkillTrust](https://zalavijaysinh.github.io/skilltrust/badges/openaccountant/wilson.svg)](https://zalavijaysinh.github.io/skilltrust/repos/openaccountant/wilson/)

Score history