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loan-decoder

100 / 100 · Low risk

Fine to try.

By mohitagw15856/pm-claude-skills (GitHub) · coding · 1,539 stars · scanned at commit edb6995

Decode a personal, auto, or mortgage loan offer into what it really costs and where the traps are. Use when someone asks 'is this loan a good deal', 'decode my loan offer', 'what am I signing', or 'what will this mortgage actually cost me'. Produces a total-cost-of-loan number, APR vs advertised-rate reconciliation, ranked red flags (prepayment penalties, junk fees, rate-reset exposure), and the three questions that most change the deal.

Works with any agent that supports SKILL.md skills.

What this skill can do

We found nothing in the files we read that matches our rules. That does not prove the skill is safe: see the limits of static scanning.

Other copies in this repository

mohitagw15856/pm-claude-skills has 6 more folders with a skill named loan-decoder. This page shows the lowest-scoring copy.

• skills-i18n/es/loan-decoder 100/100 · Low risk
• skills-i18n/id/loan-decoder 100/100 · Low risk
• skills-i18n/ja/loan-decoder 100/100 · Low risk
• skills-i18n/vi/loan-decoder 100/100 · Low risk
• skills-i18n/zh/loan-decoder 100/100 · Low risk
• plugins/pm-decoders/skills/loan-decoder 100/100 · Low risk

Install

Paste this into your terminal. It downloads exactly the version we scanned, not whatever is newest.

if [ -e ~/.agents/skills/'loan-decoder' ] || [ -L ~/.agents/skills/'loan-decoder' ]; then echo 'A skill folder named loan-decoder already exists — not replacing it' >&2; false; else d=$(mktemp -d) && git clone --quiet --filter=blob:none --no-checkout 'https://github.com/mohitagw15856/pm-claude-skills' "$d" && git -C "$d" checkout --quiet 'edb6995427bac9d948775258a82aeecced60ceb1' -- 'skills/loan-decoder' && mkdir -p ~/.agents/skills && cp -R "$d"/'skills/loan-decoder' ~/.agents/skills/'loan-decoder' && rm -rf "$d"; fi

Codex reads ~/.agents/skills directly. For Claude Code, Cursor, Copilot, Gemini CLI, Antigravity or OpenCode, also link it. For Claude Code: ln -s ~/.agents/skills/'loan-decoder' ~/.claude/skills/'loan-decoder' (other agents: ~/.cursor/skills, ~/.copilot/skills, ~/.gemini/skills, ~/.gemini/config/skills, ~/.config/opencode/skills). Or install through the finder skill, which does both.

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Score history