insurance-policy-decoder
100 / 100 · Low risk
Fine to try.
Decode a home, renters, or auto insurance policy into what's actually covered, what's excluded, and what the payout math really looks like before you need it. Use when someone asks 'what does my insurance actually cover', 'decode my policy', 'is this deductible normal', or 'actual cash value vs replacement cost'. Produces a coverage decode with real payout scenarios, ranked exclusion red flags, the ACV-vs-replacement-cost math, and the questions to ask your agent before renewal.
What this skill can do
We found nothing in the files we read that matches our rules. That does not prove the skill is safe: see the limits of static scanning.
Other copies in this repository
- skills-i18n/id/insurance-policy-decoder
- skills-i18n/ja/insurance-policy-decoder
- skills-i18n/vi/insurance-policy-decoder
- skills-i18n/zh/insurance-policy-decoder
- plugins/pm-decoders/skills/insurance-policy-decoder
Install
Paste this into your terminal. It downloads exactly the version we scanned, not whatever is newest.
if [ -e ~/.agents/skills/'insurance-policy-decoder' ] || [ -L ~/.agents/skills/'insurance-policy-decoder' ]; then echo 'A skill folder named insurance-policy-decoder already exists — not replacing it' >&2; false; else d=$(mktemp -d) && git clone --quiet --filter=blob:none --no-checkout 'https://github.com/mohitagw15856/pm-claude-skills' "$d" && git -C "$d" checkout --quiet 'edb6995427bac9d948775258a82aeecced60ceb1' -- 'skills/insurance-policy-decoder' && mkdir -p ~/.agents/skills && cp -R "$d"/'skills/insurance-policy-decoder' ~/.agents/skills/'insurance-policy-decoder' && rm -rf "$d"; fi
Codex reads ~/.agents/skills directly. For Claude Code, Cursor, Copilot, Gemini CLI, Antigravity or OpenCode, also link it. For Claude Code: ln -s ~/.agents/skills/'insurance-policy-decoder' ~/.claude/skills/'insurance-policy-decoder' (other agents: ~/.cursor/skills, ~/.copilot/skills, ~/.gemini/skills, ~/.gemini/config/skills, ~/.config/opencode/skills). Or install through the finder skill, which does both.
Badge for your README
[](https://zalavijaysinh.github.io/skilltrust/repos/mohitagw15856/pm-claude-skills/)
Score history
| Date | Version | Score |
|---|---|---|
| 2026-11-11 | edb6995 | 100 |
| 2026-11-08 | 0246bd4 | 100 |
| 2026-11-07 | 0246bd4 | 100 |