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debt-collector-response

100 / 100 · Low risk

Fine to try.

By mohitagw15856/pm-claude-skills (GitHub) · coding · 1,539 stars · scanned at commit edb6995

Respond to a debt collector correctly — know your rights, make them prove the debt, and avoid the mistakes that reset the clock or admit liability. Use when asked how to deal with a debt collector, a collection agency is contacting me, is this debt real, or respond to a collections letter. Produces a validation/proof-of-debt request, a rights-aware read on what collectors can and can't do, guidance on statute-of-limitations and not accidentally restarting it, a communication and record-keeping …

Works with any agent that supports SKILL.md skills.

What this skill can do

We found nothing in the files we read that matches our rules. That does not prove the skill is safe: see the limits of static scanning.

Other copies in this repository

mohitagw15856/pm-claude-skills has 1 more folder with a skill named debt-collector-response. This page shows the lowest-scoring copy.

• plugins/pm-money/skills/debt-collector-response 100/100 · Low risk

Install

Paste this into your terminal. It downloads exactly the version we scanned, not whatever is newest.

if [ -e ~/.agents/skills/'debt-collector-response' ] || [ -L ~/.agents/skills/'debt-collector-response' ]; then echo 'A skill folder named debt-collector-response already exists — not replacing it' >&2; false; else d=$(mktemp -d) && git clone --quiet --filter=blob:none --no-checkout 'https://github.com/mohitagw15856/pm-claude-skills' "$d" && git -C "$d" checkout --quiet 'edb6995427bac9d948775258a82aeecced60ceb1' -- 'skills/debt-collector-response' && mkdir -p ~/.agents/skills && cp -R "$d"/'skills/debt-collector-response' ~/.agents/skills/'debt-collector-response' && rm -rf "$d"; fi

Codex reads ~/.agents/skills directly. For Claude Code, Cursor, Copilot, Gemini CLI, Antigravity or OpenCode, also link it. For Claude Code: ln -s ~/.agents/skills/'debt-collector-response' ~/.claude/skills/'debt-collector-response' (other agents: ~/.cursor/skills, ~/.copilot/skills, ~/.gemini/skills, ~/.gemini/config/skills, ~/.config/opencode/skills). Or install through the finder skill, which does both.

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