closing-disclosure-decoder
100 / 100 · Low risk
Fine to try.
Decode a mortgage Closing Disclosure line by line — which fees are real, which are shoppable or junk, and what changed since the Loan Estimate. Use when asked to decode my closing disclosure, review my closing costs, why did my costs go up, or which fees can I negotiate. Produces a section-by-section decode, the Loan-Estimate comparison with tolerance flags, the challenge list with scripts, and the cash-to-close verification.
What this skill can do
We found nothing in the files we read that matches our rules. That does not prove the skill is safe: see the limits of static scanning.
Other copies in this repository
Install
Paste this into your terminal. It downloads exactly the version we scanned, not whatever is newest.
if [ -e ~/.agents/skills/'closing-disclosure-decoder' ] || [ -L ~/.agents/skills/'closing-disclosure-decoder' ]; then echo 'A skill folder named closing-disclosure-decoder already exists — not replacing it' >&2; false; else d=$(mktemp -d) && git clone --quiet --filter=blob:none --no-checkout 'https://github.com/mohitagw15856/pm-claude-skills' "$d" && git -C "$d" checkout --quiet 'edb6995427bac9d948775258a82aeecced60ceb1' -- 'skills/closing-disclosure-decoder' && mkdir -p ~/.agents/skills && cp -R "$d"/'skills/closing-disclosure-decoder' ~/.agents/skills/'closing-disclosure-decoder' && rm -rf "$d"; fi
Codex reads ~/.agents/skills directly. For Claude Code, Cursor, Copilot, Gemini CLI, Antigravity or OpenCode, also link it. For Claude Code: ln -s ~/.agents/skills/'closing-disclosure-decoder' ~/.claude/skills/'closing-disclosure-decoder' (other agents: ~/.cursor/skills, ~/.copilot/skills, ~/.gemini/skills, ~/.gemini/config/skills, ~/.config/opencode/skills). Or install through the finder skill, which does both.
Badge for your README
[](https://zalavijaysinh.github.io/skilltrust/repos/mohitagw15856/pm-claude-skills/)
Score history
| Date | Version | Score |
|---|---|---|
| 2026-11-11 | edb6995 | 100 |
| 2026-11-08 | 0246bd4 | 100 |
| 2026-11-07 | 0246bd4 | 100 |