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debt-survival

100 / 100 · Low risk

Fine to try.

By LeoYeAI/agent-master-skills (GitHub) · coding · 2,186 stars · scanned at commit 8f88f9a

Survival protocol for when income drops and debts pile up. Covers payment priority hierarchy, creditor negotiation, collector defense using FDCPA rights, validation letters, statute of limitations, settlement strategies, and what actually happens if you stop paying.

Works with any agent that supports SKILL.md skills.

What this skill can do

We found nothing in the files we read that matches our rules. That does not prove the skill is safe: see the limits of static scanning.

Install

Paste this into your terminal. It downloads exactly the version we scanned, not whatever is newest.

if [ -e ~/.agents/skills/'debt-survival' ] || [ -L ~/.agents/skills/'debt-survival' ]; then echo 'A skill folder named debt-survival already exists — not replacing it' >&2; false; else d=$(mktemp -d) && git clone --quiet --filter=blob:none --no-checkout 'https://github.com/LeoYeAI/agent-master-skills' "$d" && git -C "$d" checkout --quiet '8f88f9a0dd5a1075d4f0c7626f9d960844d57575' -- 'skills/debt-survival' && mkdir -p ~/.agents/skills && cp -R "$d"/'skills/debt-survival' ~/.agents/skills/'debt-survival' && rm -rf "$d"; fi

Codex reads ~/.agents/skills directly. For Claude Code, Cursor, Copilot, Gemini CLI, Antigravity or OpenCode, also link it. For Claude Code: ln -s ~/.agents/skills/'debt-survival' ~/.claude/skills/'debt-survival' (other agents: ~/.cursor/skills, ~/.copilot/skills, ~/.gemini/skills, ~/.gemini/config/skills, ~/.config/opencode/skills). Or install through the finder skill, which does both.

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