spend-optimizer
87 / 100 · Low risk
Fine to try. Some of what it can do is expected: a security skill usually runs scanners and checks websites.
Audit subscriptions AND optimize credit card rewards. Analyzes bank CSVs to find recurring charges, categorize spend, identify which card each charge should be on, and calculate potential rewards. Use when user says "audit subscriptions", "optimize my cards", "maximize rewards", or "analyze my spending". Outputs interactive HTML with subscription management and card optimization.
What this skill can do
Changes files outside its own folder
Sends data to these websites: raw.githubusercontent.com
Install
Paste this into your terminal. It downloads exactly the version we scanned, not whatever is newest.
if [ -e ~/.agents/skills/'spend-optimizer' ] || [ -L ~/.agents/skills/'spend-optimizer' ]; then echo 'A skill folder named spend-optimizer already exists — not replacing it' >&2; false; else d=$(mktemp -d) && git clone --quiet --filter=blob:none --no-checkout 'https://github.com/diegosouzapw/awesome-omni-skill' "$d" && git -C "$d" checkout --quiet 'a6b3c3005cedf056a48b084671c6282426d6e9fc' -- 'skills/development/spend-optimizer' && mkdir -p ~/.agents/skills && cp -R "$d"/'skills/development/spend-optimizer' ~/.agents/skills/'spend-optimizer' && rm -rf "$d"; fi
Codex reads ~/.agents/skills directly. For Claude Code, Cursor, Copilot, Gemini CLI, Antigravity or OpenCode, also link it. For Claude Code: ln -s ~/.agents/skills/'spend-optimizer' ~/.claude/skills/'spend-optimizer' (other agents: ~/.cursor/skills, ~/.copilot/skills, ~/.gemini/skills, ~/.gemini/config/skills, ~/.config/opencode/skills). Or install through the finder skill, which does both.
Badge for your README
[](https://zalavijaysinh.github.io/skilltrust/repos/diegosouzapw/awesome-omni-skill/)
Score history
| Date | Version | Score |
|---|---|---|
| 2026-11-07 | a6b3c30 | 87 |